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California Hard Money Lender
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185+ 5 Star Reviews on Google

#1 California Hard Money Lender

Offering quick, reliable, and competitive financing solutions tailored to your investment needs across California.

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Services

Trusted Hard Money Lending Solutions across California

Experience fast, flexible, and reliable financing solutions that investors can trust.

Bridge loans in California

Bridge Loans

Bridge the gap between buying and selling with our flexible Bridge Loans. Perfect for short-term financial needs, these loans provide quick access to funds.

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Residential property in California

Cash Out & Refinance Loans

Unlock your property's equity with cash-out and refinance hard money loans. Ideal for those looking to consolidate debt or invest in new opportunities.

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Commercial hard money loans in California

Commercial Hard Money Loans

Fast and flexible financing options for commercial real estate investors, offering quick approvals and funding for a wide range of property types.

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How It Works

Secure Your Loan in 3 Simple Steps

Follow our streamlined process to quickly and easily secure the financing you need for your next investment property.

1

Application Submission

Begin your journey by filling out our online form.

2

Quick Approval

Then, our team of experts will review your details and get back to you.

3

Fast Funding

Receive your funds swiftly, ensuring a seamless experience.

Testimonials

See Why California Residents Choose Us for Hard Money Loans

When it comes to securing the best hard money loan for your needs, California residents trust our expertise and commitment to personalized financial solutions.

★★★★★ 5/5
Working with California Hard Money Lender was a game changer. Their quick funding allowed me to purchase properties faster than ever.
Samantha R.
★★★★★ 5/5
California Hard Money Lender provides an exceptional service with their hard money loans. The application process was straightforward & fast.
Michael D.
★★★★★ 5/5
Their personalized service and understanding of the market set them apart. I'm truly grateful for their support and would highly recommend them!
Tina G.
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FAQ

Frequently Asked Questions

Answering your questions about hard money lending.

To qualify for a hard money loan in California, applicants typically need to provide proof of income, a detailed plan for the property, and a minimum down payment. Our loans focus more on property value and investment potential rather than the borrower’s credit score, making them ideal for real estate investors and house flippers.

We pride on swift processing times for hard money loans in California. Most loans can be funded within 7 to 10 days after application approval, allowing investors to quickly capitalize on real estate opportunities.

We finance a variety of property types with hard money loans across California, including residential properties, commercial real estate, and land. Whether you’re looking to rehab an old home, construct a new building, or invest in raw land, Monterey Mortgage can provide the flexible financing solutions you need.