Why Choose Our Expert Services
Benefits of Our Professional Trust Deed Loan Servicing in California
- High Interest Returns Earn a high rate of interest on notes secured by real property. Our trust deed investments provide reliable returns with minimal risk.
- Full-Service Loan Management We handle all aspects of loan servicing, including monthly payment collections, late notices, and detailed year-end reporting, ensuring a hassle-free experience for you.
- Professional Collection Efforts In case of late payments, we perform all necessary collection efforts, including sending delinquency notices and initiating foreclosure processes when required in California.
Why Choose Our Trust Deed Loan Servicing in California?
- Comprehensive Customer Service Our dedicated loan service department is available to answer borrower and investor queries, providing exceptional support throughout the loan lifecycle.
- Effective Collection Processes We employ robust collection processes to manage delinquent payments efficiently, minimizing the risk of defaults and ensuring timely investor payouts.
- Flexible Payment Solutions We offer various repayment plans and interest-only payment options to accommodate borrowers' financial situations, approved by lenders, to prevent foreclosure.
FAQ
Frequently Asked Questions
Answering your questions about our trust dee loan servicing.
Trust deed loan servicing involves managing and processing loan payments, handling collections, and providing detailed reporting for trust deed investments. It ensures that both borrowers and investors have a seamless experience.
We begin collection efforts on the 10th day of delinquency by sending notices and making phone calls. If no payment is received after 30 days, we start the foreclosure process to protect the lender’s investment.
Our fees include a monthly servicing fee of 0.5 of a point annually (with minimum charges) for first and second trust deeds. Additional fees apply for setup and foreclosure processes.