Services
Trusted Hard Money Lending Solutions across California
Experience fast, flexible, and reliable financing solutions that investors can trust.
Bridge Loans
Bridge the gap between buying and selling with our flexible Bridge Loans. Perfect for short-term financial needs, these loans provide quick access to funds.
Cash Out & Refinance Loans
Unlock your property's equity with cash-out and refinance hard money loans. Ideal for those looking to consolidate debt or invest in new opportunities.
Commercial Hard Money Loans
Fast and flexible financing options for commercial real estate investors, offering quick approvals and funding for a wide range of property types.
How It Works
Secure Your Loan in 3 Simple Steps
Follow our streamlined process to quickly and easily secure the financing you need for your next investment property.
1
Application Submission
Begin your journey by filling out our online form.
2
Quick Approval
Then, our team of experts will review your details and get back to you.
3
Fast Funding
Receive your funds swiftly, ensuring a seamless experience.
Testimonials
See Why California Residents Choose Us for Hard Money Loans
When it comes to securing the best hard money loan for your needs, California residents trust our expertise and commitment to personalized financial solutions.
FAQ
Frequently Asked Questions
Answering your questions about hard money lending.
To qualify for a hard money loan in California, applicants typically need to provide proof of income, a detailed plan for the property, and a minimum down payment. Our loans focus more on property value and investment potential rather than the borrower’s credit score, making them ideal for real estate investors and house flippers.
We pride on swift processing times for hard money loans in California. Most loans can be funded within 7 to 10 days after application approval, allowing investors to quickly capitalize on real estate opportunities.
We finance a variety of property types with hard money loans across California, including residential properties, commercial real estate, and land. Whether you’re looking to rehab an old home, construct a new building, or invest in raw land, Monterey Mortgage can provide the flexible financing solutions you need.
